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FonePay fee calculator

Work out the 2% FonePay merchant charge, what lands in your account, and what to charge a customer if you want to receive the full amount.

FonePay fee (2%)
Rs. 20
You receive
Rs. 980
Charge to net this amount
Rs. 1,021
Rate: 2% — the standard FonePay merchant gateway fee.

How the 2% fee works

FonePay deducts a flat 2% gateway fee from every merchant transaction before settling the balance to your account. Two different questions follow from that, and they have different answers:

What do I receive?

Net = Amount − (Amount × 2%)
Charge Rs. 1,000 and Rs. 980 reaches you.

What should I charge?

Due = Amount ÷ (1 − 2%)
To bank Rs. 1,000 you must charge Rs. 1,021 — not Rs. 1,020.

The common mistake: adding 2% to the amount instead of dividing. Adding gets you Rs. 1,020, which after the fee nets Rs. 999.60 — still short. Dividing is the only way to land exactly on your target.

Fee at every common amount

Amount FonePay fee (2%) You receive Charge to net the amount
Rs. 100 Rs. 2 Rs. 98 Rs. 102
Rs. 500 Rs. 10 Rs. 490 Rs. 510
Rs. 1000 Rs. 20 Rs. 980 Rs. 1020
Rs. 2000 Rs. 40 Rs. 1960 Rs. 2041
Rs. 5000 Rs. 100 Rs. 4900 Rs. 5102
Rs. 10000 Rs. 200 Rs. 9800 Rs. 10204
Rs. 25000 Rs. 500 Rs. 24500 Rs. 25510
Rs. 50000 Rs. 1000 Rs. 49000 Rs. 51020
Rs. 100000 Rs. 2000 Rs. 98000 Rs. 102041

Worked examples

Rs. 1000 sale

FeeRs. 20
You receiveRs. 980
Charge insteadRs. 1020

Rs. 5000 sale

FeeRs. 100
You receiveRs. 4900
Charge insteadRs. 5102

Rs. 25000 sale

FeeRs. 500
You receiveRs. 24500
Charge insteadRs. 25510

Questions

FonePay QR at any of our counters, mobile banking, or a bank transfer. Ask us to send a QR to your phone and you can pay without leaving home.

Telecom Service Charge is a government levy on internet service in Nepal. It is charged on top of VAT and it applies to every ISP, not only us.

Pay your Swift bill with FonePay

Scan the QR at any of our counters, or ask us to send one to your phone.

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